As a baby boomer, you are probably unsure of how you want to spend your later years. You do not want to spend long days just playing golf or lounging in a hammock in the backyard. You want to do more with your life; after all, you are still young. You are not alone; many baby boomers have these thoughts of what they are going to do once they "retire" from their current career.

It has been concluded after many surveys and studies that tons of baby boomers just like you are going to do more than just "retire". It is ultimately up to you how you spend your later years. Maybe you want to "retire" from your current career and start on a totally different one, one that will make you be as young as you feel or maybe you want to stay in your current field and open your own business, maybe even non-profitable.

The baby boomers generation is changing the way that society views retirement, but that is what the generation has been good at, changing the way society views things. Compared to other age groups, your generation can consider itself to be the healthiest and longest life span generation yet. Due to these wonderful facts, it is no wonder you do not want to spend your remaining years doing absolutely nothing.

Many boomers, maybe even like yourself, are not thinking about the money when they want to continue to work after "retirement", they are thinking about having purpose. Yes, of course it is nice to have a little money for the finer things in life but it is even better when you can get out there and make a difference and have a greater purpose.

When it comes to retirement, most baby boomers are looking to actually retire from their current careers at the age of 64. The variation is some want to continue to work full time, some want to work only part time and some what to have equal periods of work and play. However, there are a small percentage of those that just want to play and have a leisurely life for their remaining years. What you have to decide is which group do you fall into or want to be in.

The biggest concern for some of those in your generation is health care. Health care costs are higher than they have ever been before and steadily climbing. Many fear getting sick, being in a nursing home and the money they will have available for health care over dying. Furthermore, men and women of this generation tend to view retirement completely different.

While men look at retirement as a time of leisure and less work, women view it as a time to get more involved in life by starting new careers, getting involved with the community and to continue personal growth. Also, women of this generation are far more independent, more financially connected and educated than any other generation in history.